Home insurance · BC
Home insurance built for the way BC lives.
Whether you own a detached home in Kitsilano, a Gulf Islands cottage, or a heritage property in Victoria — we match you with the carrier best suited to your home, then stay on it all year.
A few of the carriers we place BC homes with
IntactAvivaWawanesaEconomicalGore MutualChubbRSATravelers
What's covered
Comprehensive coverage, in plain language.
Every policy is different — that's the point. Here's what most BC home policies through Raincoat include, and what we'll walk through with you.
- ✓Dwelling & detached structures
- ✓Personal contents
- ✓Personal liability
- ✓Additional living expenses
- ✓Water damage add-ons (sewer backup, overland)
- ✓Earthquake coverage (optional)
- ✓Wildfire and smoke damage
- ✓Scheduled valuables
Be first in line when we launch in BC.
Join our early access list for launch news, homeowner tips, and first access when Raincoat opens for home insurance in British Columbia.